BMW Prestige Lease. How you benefit.

BMW Leasing

Use instead of owning.

Simply pay to use the vehicle. When your contract ends, return the BMW as agreed. No further action is required.

BMW Leasing

Always the latest model.

Do you enjoy exploring new possibilities? Stay ahead of the curve – drive a new model every time.

BMW Leasing

Relax and Enjoy.

You don’t need to worry about further finance or vehicle depreciation anymore.

BMW Leasing

Your one-stop shop.

Experience ease and convenience, giving you more time for what truly matters.

BMW Leasing

No account keeping fees.

Saving you money for the important things.

BMW Prestige Lease.

A BMW Prestige Lease allows you to drive a BMW vehicle in exchange for regular rental repayments over a fixed term, typically 24-60 months. At the end of the term, you have multiple options.

Ideal for those using their car for business purposes as it provides the opportunity for potential tax deductions for business related vehicle expenses.[1]

Step by step to your new BMW.

We guide you through every step, answering all your questions. Choose your preferred financing option and services for your model. Start your journey with confidence.

BMW Loan

1. Which BMW would you like?

Find the perfect BMW model for your lifestyle.

BMW Loan

2. Decide which lease is right for you.

Find the ideal fit for your lifestyle. Choose from a BMW prestige Lease, a BMW Novated Lease powered by Smart™ and explore current finance offers

BMW Loan

3. BMW Full Circle.

Adding BMW Full Circle[2] to your BMW finance agreement means you can lock in a guaranteed future value for your vehicle, giving you peace of mind and flexible options at the end of your loan.

BMW Loan

4. Order and pick up your BMW.

The final step is the most exciting. Pick up your BMW from our dealership.

BMW Loan

5. Manage your agreement.

Visit the BMW Finance Customer Hub for access to all the information and resources you need to manage your agreement.

Discover the perfect lease option for you.

Our leases are perfectly tailored to fit your needs. You define the terms and conditions. Choose from our flexible lease options and always stay in control of your costs.

  Prestige Lease BMW Novated Lease powered by Smart™[2] Personal Car Loan Chattel Mortgage
Vehicle usage Personal Business Personal Business
Vehicle type New/Demo/Used New/Demo/Used New/Demo/Used New/Demo/Used
Loan terms available 24 - 60 months 24 - 60 months 24 - 60 months 24 - 60 months
Option to select payment frequency ✓   ✓   ✓   ✓  
Payment type accepted Direct Debit/BPAY® Direct Debit/BPAY® Direct Debit/BPAY® Direct Debit/BPAY®
Fixed interest rate ✓  
✓  
✓   ✓  
No BMW Finance account keeping fees*
*Smart™ monthly fee may apply to Novated Lease.
✓    ✓    ✓    ✓   
Final lump sum payment (balloon payment) available
Optional
Optional
Optional
Optional
BMW Full Circle – Guaranteed Future Value Optional Optional Optional Optional
Potential tax benefits[3] X ✓    ✓    ✓   
BMW Loan

BMW Personal Car Loan.

Experience simplicity and ease. With a BMW Personal Car Loan, you pay monthly instalments. Drive as far as you want and own your BMW at the completion of your agreement.

BMW Loan

BMW Chattel Mortgage.

Chattel Mortgages are perfect for those using their BMW predominantly for business purposes and wanting vehicle ownership with the benefit of potentially being able to claim tax deductions.[3]

BMW Loan

BMW Novated Lease powered by Smart™.

Enjoy the total package with a fully maintained novated lease and bundle all vehicle running costs, with payments out or your pre and post tax salary, providing potential tax benefits.[3] 

BMW Loan

BMW Prestige Lease.

Drive your BMW in exchange for regular rental payments over a fixed term, between 24 – 60 months. Ideal for those using their car for business purposes as a BMW Prestige Lease may provide potential tax benefits for business related vehicle expenses.[3]

How to apply for BMW Finance.

You can apply for BMW Finance by visiting our dealership, or easily apply online with the five simple steps below.

Steps for applying online

  1. Find your dream vehicle.
  2. Start your finance application online, answering a few questions about­ yourself, your finances, and your employment history.
  3. Select the finance option that’s right for you, including your contract term and deposit amount.
  4. Upload a copy of your required loan documents.
  5. Submit your application.

When applying online, make sure you have a copy of your recent payslips and ID documents handy.

If you need help with your online application, you can easily access Live Chat during business hours, or contact your local BMW Dealership. Once your application is submitted, we’ll verify your details and get back to you within 1 business day.

Please note, if wanting to apply for business finance, you will need to contact Castle Hill BMW directly.

Get the support you need.

Have questions about finance products, planning your next service, or returning your vehicle? We offer clear, timely assistance tailored to your needs.

BMW Loan

Your local point of contact.

Get in touch without any obligation. Receive answers to all your questions about your BMW in person.

Enquire Now
BMW Loan

Get in touch.

Do you have any questions or need more information on finance products, offers or insurance solutions? Get in touch with our BMW Customer Support. 

Call Us Submit an enquiry
BMW Loan

BMW One app.

Manage your finance or lease agreements effortlessly with the BMW One app. View payments, download documents and stay informed about your finances.

Download on the Apple App Store Download on the Google Play Store

FAQs.

Browse BMW Finance frequently asked questions.

View FAQs

More about our financial offers and services.

Make an Enquiry

Disclaimer:

Finance provided by BMW Australia Finance Limited (ABN 78 007 101 715, Australian Credit Licence 392387). Lending criteria, fees, charges and conditions apply.

[1] BMW Full Circle provided by BMW Australia Finance Limited (ABN 78 007 101 715, Australian Credit Licence 392387) consists of:
a) in the case of a loan, an option to deliver the vehicle to us instead of paying the Guaranteed Future Value final balloon lump-sum repayment amount (GFV) at the end of the contract term; or
b) in the case of a lease, an option to return the vehicle to us and not pay the GFV amount at the end of the lease term, provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided that the contracted kilometre allowance has not been exceeded. The GFV is not a representation of the anticipated market value of the vehicle at the end of the contract term. To be eligible, vehicles must be built within 18 months. Odometer cannot exceed 10,000km at contract commencement. Lending criteria, fees, charges and conditions apply.

[2] Novated leasing finance is provided by BMW Australia Finance Ltd (ACN 007 101 715). Salary packaging and novated leasing administration services are provided by Smartsalary Pty Ltd (ACN 24 096 796 100) and Autopia Management Pty Ltd (ACN 111 369 049), which are Smart™ companies.

[3] Consult your accountant or tax advisor on tax implications.

[4] The BMW One app is compatible with Android OS 13.3 and above, and iOS 10.0 or later. Apple, and the Apple logo are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple Inc. Google and the Google Logo are registered trademarks of Google Inc. © 2012 Google Inc.